Georgia Capital

Georgia Capital is an Atlanta-based private lending company with a primary focus on short-term loans secured by real estate. Our clients utilize our loans, often referred to as "bridge" or "hard money" loans, when timing is a critical economic issue. We offer two significant advantages over banks and other regulated financial institutions: speed and flexibility. In today's regulatory environment, banks and other lending institutions operate under complex state and federal guidelines that impact lending decisions and cause expensive and unnecessary delays. As a private company we make lending decisions based only on our own economic analysis and business judgment. For this reason, we are able to move quickly, often providing funding within a matter of days.

Minimum Credit Score
No Information

Fees
Closing Fee of 3%-6% of the loan amount.

Interest Rate
13% to 16%

Loan to Value
100%