Pacific Capital Funding Corp

Pacific Capital Funding Corp. (PCFC) is a Direct Private Money Lender and a licensed broker. PCFC was formed to satisfy the growing demand for alternative financing while offering its investors opportunities for relatively low risk real estate equity based investment. We recognized that recent mortgage industry reforms are heavily focused on income and credit based conventional loans which created a lack of financing options for equity rich business owners, landlords, investors and developers with less than perfect financials. Pacific Capital Funding Corp. is able to offer those individuals and companies highly competitive options for business purpose financing and bridge loans secured by real estate currently owned or being acquired.

Minimum Credit Score
No Information

Fees
Varies per project

Interest Rate
Starting at 6.99% for 6 months term, 7.75%+ for 12 to 24 months terms, 6.75%+ for 30 year Rental Prop Mortgage Program

Loan to Value
85%